About this calculator

This is a single-purpose tool: you enter a salary, and it tells you what actually lands in your bank account after 2026 federal tax, Social Security, Medicare, and state tax.

Why another paycheck calculator

Because most of them won't tell you where their numbers came from. We do. Every state page cites the state's own tax authority and the date we checked it. When a state hasn't published a 2026 figure yet, we say so on that page instead of quietly using last year's number.

Two states — Mississippi and Kansas — are missing entirely. We could not confirm their 2026 rates from their own tax authorities, so we do not publish a page claiming to compute them. A missing state is honest. A guessed number is not.

Where the numbers come from

Federal figures come from IRS Revenue Procedure 2025-32 and IRS Topics 751 and 560 — primary sources, read directly. Not a secondary summary, and not a tax-data aggregator: while building this we found a widely-used aggregator publishing a wrong 2026 federal bracket boundary for head-of-household filers. State figures are verified one state at a time against that state's own Department of Revenue.

What it doesn't do

It does not include local or city income taxes, health-insurance premiums, HSA or FSA contributions, tax credits, or itemized deductions. It estimates your tax liability, not your employer's withholding, which depends on the Form W-4 you filed. It is an estimate. It is not tax or financial advice.